EarlySalary – Instant Loan, Just a Click Away

Imagine these.

Scenario One –

It’s your mom-dad’s 25th wedding anniversary and you want to surprise them by giving a 2-night, 3-day staycation.

But it’s ALSO month end (and your account balance is touching rock bottom)!

Scenario Two –

You have a date. It’s a plum prospect to impress your love interest with your excellent taste in food and music. To establish that, nothing, but only an expensive fine dining restaurant will do.

But it’s month end (and your account balance is touching rock bottom)!

Scenario Three –

Your dream phone is on sale at flat 30% off, ONLY for two days.

But it’s month end (and your account balance is touching rock bottom)!

So, what would you do?

Option A – Feel bad and curse your insufficiency

Option B – Ask a friend to lend you money (which, in high probability, he/she might decline due to the same reason as yours – month end, low balance blah blah blah)

Now, how would you like it if I give you an Option C, where you will get the much-needed cash as a quick, instant loan with ‘no questions asked’ and without the hassle of any running around or paper work?


Yes, it is but very much true.

And so, your Option C is EarlySalary!

EarlySalary is a mobile app which allows salaried individuals to avail instant loans for a few days or till the next salary comes. These loans are similar to ‘salary advances’ or credit card cash withdrawals.

These INSTANT cash loans are transferred to the customer’s bank account within few minutes. The tenure of these loans’ ranges between 7 days to 51 days. Repeat customers can get longer tenure loans also.



How it Works?

  • User download the mobile app and logs in using  their Facebook, LinkedIn or Gmail account, along with some basic details.
  • Apply for a loan of desired amount.
  • Enter PAN number & net banking credentials (or upload bank statement)
  • Within minutes, the user will be notified that his/her loan request has been approved (or not).
  • Submit KYC details and start borrowing.
  • Get salary advance up to Rs. 2,00,000 for interest rate starting at just Rs 9/day. Customer pays only for the number of days the money is used for.


Who is Eligible?

– Only salaried professionals with take-home salary of ₹18,000 per month

– Salary should be credited in a bank account

– Minimum age – 21 years

– Living in Pune, Chennai, Hyderabad, Mumbai, Delhi NCR, Jaipur, Ahmedabad, Visakhapatnam (Vizag), Bangalore, Mysore, Coimbatore, Vijayawada, Mangalore and Chandigarh

Know more and all about EarlySalary here

Apart from Instant Salary Advances, EarlySalary also offers few other products. Such as,

  • SCHOOL FEES – Pay your child’s school fees on EMI.
  • SHOPPING at Big Bazaar, Flipkart & Amazon – Transfer your EarlySalary credit to Future Pay and shop at any Big Bazaar. Pay in 3 EMIs at zero extra cost or pay back in 6 affordable EMIs.

So, next time you face a money crunch, you don’t have to go around asking for it from friends or family. Just pick your phone and download EarlySalary app.

Rest will be as simple and quick as cooking instant noodles!

About EarlySalary

Founded by Akshay Mehrotra and Ashish Goyal, EarlySalary is India’s largest tech enabled digital lender & FinTech Start-up based in Pune that helps give young working professionals an easy line of credit & instant cash loans.

EarlySalary is a short term, small amount loan giver to salaried individuals. These loans are similar to a salary/cash advance loan or cheque advance or credit card cash withdrawal.

Earlier this year, EarlySalary raised INR 100 crores in January 2018 from Eight Roads (Fidelity) Ventures & existing investors, Chiratae Ventures (IDG Ventures India) & DHFL. With more than 7 Million Downloads and loans worth Rs. 550 Cr already being disbursed, EarlySalary is helping customers borrow within minutes. EarlySalary has fast become the 1st line of credit for young working professionals in India.


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